Talking to Graniteharbor Loans starts with (732) 399-4105 or with the apply page form. Bank statements, open invoices and any quote help on the call; nothing has to be sent first.
Calling Graniteharbor About Payroll, Inventory or a Kitchen Line
The line is (732) 399-4105. One call can cover any of these, and each has its own page:
- A payroll date that lands before customers pay their invoices: working capital loans or a business line of credit.
- A supplier that wants a stock order paid up front: inventory financing.
- A range and fryer line, coolers or other kitchen machines: equipment financing.
Rather write first? On the request form go Full Name, Phone, Email and Company Name, then ranges for Time in Business, Annual Revenue and Requested Amount, and the consent box. What the money is for, the quote and the timing are talked over by phone afterward.
Statements and Invoices to Have Ready for Graniteharbor
The form has no place for files, and nothing has to be sent before the first call. These make that call more useful:
- Business bank statements for the last few months, showing what comes in and what goes out
- Open customer invoices, each with its due date
- The payroll date and the amount the gap would have to cover
- A supplier invoice or dealer quote, when the money is for a purchase
- The latest business tax return
Every funding partner keeps its own document list for its review, so treat this one as a start, not the full set.
Map of Graniteharbor's Office in Edison, NJ
The Graniteharbor Loans office is at 269 Division St, Edison, NJ 08817, in Edison township, Middlesex County, NJ. The map on this page marks it, and loads only once its button is pressed.
Opening hours are not posted on this site, so a call to (732) 399-4105 before stopping by is the way to check.
Calling Graniteharbor About Slow-Week Payroll at a Salon
Example, no figures: a salon in Edison, NJ has stylist payroll due on Thursday while the week's card sales are running behind. On the call, the owner can give the payroll amount, a rough picture of weekly card sales and how often the same gap has turned up before.
Those answers sort the options. A gap that keeps coming back fits a business line of credit that is drawn and paid down; one larger gap can fit a working capital loan with fixed payments; a merchant cash advance is not a loan but a sale of future card receipts, collected from those sales, and its agreement states the total to be remitted.
By Graniteharbor Loans ยท Updated
