Graniteharbor Loans is a broker in Edison, NJ, not a lender: funding partners review each request and make every funding decision.
Graniteharbor Loans is a broker, not a lender. Offers, rates and terms come from funding partners; a merchant cash advance is not a loan; sending the form is not a credit application.
Graniteharbor Loans Arranges Introductions; Partners Make Every Decision
Graniteharbor Loans is a broker, not a lender. It does not lend money, make credit decisions or issue offers. A request that comes in by phone or through the request form can be passed to partner lenders and funding providers, and each of them reviews the business on its own terms and decides whether to make an offer.
Rates, Terms and Fees Belong to the Funding Partner Offer
Any amount, rate, term, fee or collection schedule comes from the partner that makes an offer, in that partner's own documents. Read those documents in full and compare the total cost before signing. Worked examples and calculator results on this website are arithmetic on invented inputs, not offers.
Merchant Cash Advances: Future Card Sales Sold, Then Collected
A merchant cash advance is not a loan. The provider buys a share of a business's future card or bank receipts for a lump sum and collects that share from sales until the agreed total has been remitted, so how long collection takes depends on how sales run. Providers, not Graniteharbor Loans, set the terms.
Credit Checks Happen Inside a Partner Review, Not on This Website
Sending the request form is not a credit application. A funding partner may check credit during its own review; ask that partner what it checks and when.
Asking the Edison, NJ Office About These Disclosures
Questions about anything on this page can go to the office at (732) 399-4105.
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